- No annual fee
- APR: 14.24% – 22.24%
- Credit amount required: 670-850
Reasons
- No annual fee
- After opening the card, Amazon Prime members can get a $ 200 gift card; instead of Amazon Prime members can get a $ 50 gift card
- For Amazon Prime members, you can get 5%of consumption rewards at Amazon.com and WHOLE FOOD; for non -Amazon Prime members, you can get 3%consumption rewards
- Consumption rewards for consumption in American restaurants, gas stations and pharmacies can get 2%of consumption rewards
- Any other consumption can get 1%consumption reward
- Consumption rewards can be exchanged for gift cards and travel products provided by Chase, or buy products or services of third-party merchants
- Cardholders can get 24 hours a day free VISA SIGNATURE service
- Cardholders can get a number of travel-related guarantees, including travel accident insurance, luggage loss insurance, luggage delay insurance, and emergency assistance assistance assistance
Consumer return point
- After opening the card, you can get a $ 50/$ 200 Amazon gift card
- For AMZON Prime members, in Amazon.com and WHOLE FOODS Market, you can get 5%of consumption rewards, that is, consumption $ 1, 5 reward points, for the return reward equal to 5 cents, the reward reward of 5 cents a point
- For non -Amazon Prime members, you can get 3%of consumption rewards at Amazon.com and Whole Foods Market, that is, consumption of $ 1, 3 reward points, and reward rewards for 3 cents.
- Consumption in American restaurants, gas stations and pharmacies can get 2%of consumption rewards, that is, consumption is $ 1, and 2 reward points can be obtained.
- The consumption in all other categories receives 1%of consumption rewards, that is, consumption is $ 1, and you can get 1 reward points, which is a return reward equal to the one-dollar.
Directory of this article
- Amazon credit card overall evaluation
- Amazon Credit Card Swipe Card Reward
- Amazon Credit Card Reward Exchange
- Amazon credit card rate
- Amazon credit card advantages and disadvantages
- Amazon Credit Card Summary
- Credit card recommendation
- More credit card strategies
More credit card recommendations:The most popular credit card｜ Chase credit card｜ AMEX credit card｜ Discover credit card｜ BOA credit card｜ CITI credit card｜ Non-annual credit card｜ No SSN credit card｜ Aviation Credit Card｜ Hotel credit card
Amazon credit card overall evaluation
Amazon credit card is a consumer credit card cooperated with Amazon with Amazon, with Amazon or Prime Logo.At first glance, I know that it is specially customized for Amazon shopping.
Amazon credit card provides two credit cards for Amazon Prime members and non-member members:
- Amazon Prime Rewards Visa Card: Provide Amazon Prime members
- Amazon Rwards Visa Card: Provide Amazon non -Prime members
The two credit cards are very similar, but the cashback ratio of the cashback ratio at the time of opening the card and the cashback ratio of consumption at Amazon.com and WHOLE FOOD Market is different.At the same time, for the credit card of Prime members, more than 10%of the cashback of specific products will often provide.Proportion.
If you are not a member of Amazon Prime, you can consider trying it.You can enjoy value-added services such as 2 days or even faster delivery services, and Amazon Prime Video.
We will take the Amazon credit card as follows:
Amazon Prime Rewards Visa Card | Amazon Rwards Visa Card | |
|---|---|---|
Card opening reward | $ 200 | $ 50 |
Consumption in AMZON.com and Whole Food Market | 5% cashback | 3%cashback |
Consumption of restaurants, gas stations, pharmacies | 2% cashback | 2% cashback |
Other consumption | 1% cashback | 1% cashback |
Amazon.com specific event cashback | More than 10% cash back | none |
After applying for a Mazon credit card and obtaining it, the cardholder can get a Amazon gift card with a face value of $ 200 or $ 50, which can be used directly at Amazon without the need to redeem the steps.
When you can swipe your card, if the cardholder itself is a member of Amazon Prime, you can get a 5%return reward in Amazon.com and Whole Foods Market in the United States; if it is not a member of Amazon Prime, you will get a 3%return reward.The reward is returned in the manner, that is, $ 1 is consumed, you can get 5 cents or 3 cents.
When consumption in Amazon.com and WHOLE FOODS Market, for Amazon consumption, it supports Amazon digital product download, Amazon.com gift card, Amazon Fresh order, Amazon prime subscription, and third-party merchants sold through the Amazon.com market.Consumption, for Whole Foods Market consumption, supports consumption in WHLE FOODS Market physical stores and Whole Foods Market 365 physical store consumption, as well as in Whole Foods Online Consumption on the website.Other consumption in Amazon and Whole Foods Market is a 1%return reward.
The cardholders’ consumption in American restaurants, gas stations and pharmacies can get 2%of consumption rewards, that is, consumption $ 1, and can get 2 reward points, which is equivalent to 2 cents.
The consumption in all other categories receives 1%of the consumption reward, that is, consumption is $ 1, and can get 1 reward points, which is a return reward equivalent to the one-dollar.
It can be seen that if the cardholders are loyal customers of Amazon.com or Whole Foods Market, they can quickly accumulate a large number of consumer rewards through this Amazon credit card.
When redeeming consumption rewards, Amazon credit card allows cardholders to use consumption rewards directly at Amazon.com for shopping consumption.When settlement payment, it will be paid at a ratio of $ 1 at 100 points.At the same time, you can also convert points into cash in the same proportion, withdraw money to the savings account or check account under the personal name of the cardholder, and there is no minimum withdrawal requirement.
In addition to these two exchange methods, Amazon Credit Card also supports cardholders to use points to redeem various gift cards, travel products, or use points to pay when shopping on other third-party shopping websites.When the Chase is redeemed, the exchange ratio is usually deducted at $ 1 for 100 points.When a third-party shopping website, it will be determined according to the requirements of different merchants.
In addition to swiping card rewards, Amazon credit card also provides a variety of travel-related benefits, including providing a variety of VISA special offers, such as Visa Signature Concierge service and Visa Signature® luxury hotel welfare, enjoy a variety of performance activities, exclusive sports events, sports events exclusivelyLixin benefits and exclusive preferential benefits of 900 luxury hotels around the world include compensation benefits for luggage loss or delay, collision secondary insurance benefits of car rental, and shopping guarantee and extension of warranty benefits during shopping.
It can be said that for the loyal customers of Amazon or Whole Foods Market, and also travel enthusiasts, holding Amazon credit cards can not only quickly accumulate consumer rewards in daily consumption habits, but also get benefits in many travels.It is a consumer credit card with a good sense of use.
The following is a detailed introduction to the Amazon credit card.
Amazon Credit Card Swipe Card Reward
Card opening reward
- After opening the card, you can get a $ 200 or $ 50AMAZON gift card
Swipe card cashback ratio
For Amazon Prime members, in the United States, Amazon.com and Whole Foods Market can get 5%of consumption rewards, that is, consumption of $ 1, and 5 reward points, reward rewards equal to 5 cents.
For Amazon’s non -Prime members, consumes 3%of consumption rewards at Amazon.com and Whole Foods Market in the United States, you can get 3%of consumption rewards, that is, consumption of $ 1, 3 reward points, rewarding rewards equal to 3 cents.
Eligible Amazon purchases include: Amazon digital product download, Amazon.com gift card, Amazon Fresh order, Amazon Prime subscription, and third-party merchants sold through the Amazon.com market.
Eligible Whole Foods Market Consumption includes: WHOLE FOODS Market physical store consumption and Whole Foods Market 365 physical store consumption, as well as Whole Foods Online Consumption on the website.
Consumption in American restaurants, gas stations and pharmacies can get 2%of consumption rewards, that is, consumption is $ 1, and 2 reward points can be obtained.
The consumption in all other categories receives 1%of the consumption reward, that is, consumption is $ 1, and can get 1 reward points, which is a return reward equivalent to the one-dollar.
Card
Visa Signature Concierge Ritual Service:
The cardholder can get the Visa Signature Concierge service of 24 hours a day, and can get sports events tickets, entertainment performance tickets, and exclusive privileges for top-level restaurants.
Visa Signature® Luxury Hotel Welfare:
Cardholders can enjoy exclusive benefits such as exclusive preferential preferential house prices, automatic room upgrades (if available), free indoor Wi-Fi (if available) among 900 luxury hotels around the world.
Lost luggage compensation:
The cardholder’s luggage during travel is damaged or lost by the carrier of the carrier.The cardholder and their peers, each passenger can get a maximum of $ 3,000 compensation.
Luggage delay compensation:
During the travel, the cardholder’s luggage delays for more than 6 hours.The cardholder will get reimbursement for purchasing fees such as washing products and clothing.It can get up to $ 100 per day in three days.
Shopping guarantee:
The cardholder’s conditional purchase enjoys a 120 -day damage or theft.Each claim is up to $ 500, and each cardholder can get up to $ 50,000.
Shopping extension warranty guarantee:
For products purchased by cardholders to use Amazon credit cards, only the eligible American manufacturing products that provide three years or shorter guarantee periods can be extended to extend one year of warranty.
Damage of car leasing collision damage:
When the cardholder refuses the collision insurance of the car rental company and will use the Amazon credit card to pay all the lease fee, you can get the second insurance of theft and collision, that is, after the cardholder’s personal car insurance payment is completed, you can get the Amazon credit card to provide it.The secondary insurance guarantee.
Check the credit card detailsAmazon Credit Card Reward Exchange
You can use the return reward to consumer shopping directly on Amazon.com, and the exchange ratio is 100 points for $ 1.
You can withdraw money to a qualified savings account or check account under the cardholder name.The exchange ratio is 100 points.
Travel products, gift cards that can be exchanged for Chase can be used to buy products or services at third-party merchants.When redeeming Chase gift cards, the exchange ratio is usually 100 points for $ 1.
Amazon credit card rate
- No annual fee
- Shopping consumption APR: 14.24% -22.24%, will be adjusted according to user credibility and market changes
- Loan APR: 14.24% -22.24%, will be adjusted according to user credibility and market changes
- Balance transfer APR: 14.24% -22.24%, will be adjusted according to user credibility and market changes
- Cash overdraft APR: 24.99%, adjust according to market changes
- Overdue payment fine: up to $ 39
- Overdue repayment fine: up to $ 39
- Balance transfer fee: 5%or $ 5 of each transfer amount, prevailing
- Pre-borrowing cash handling fee: 5%or $ 10 of each transaction, which is subject to higher
- No cross-border transaction fee
Amazon credit card advantages and disadvantages
advantage
- After opening the card, you can get a $ 200 or $ 50 gift card
- There is a high cashback proportion of consumption in Amazon and Whole Food
- No overseas transaction fee
- No annual fee
shortcoming
- High consumption rewards are limited to the American Amazon website
- No Intro APR discount
Amazon Credit Card Summary
After opening the Amazon credit card, the cardholder can immediately get the Amazon gift card with a face value of $ 50 without consumption to meet the standard.In subsequent consumption, if it is a member of Amazon Prime, you can get up to 5%of the return reward in qualified consumption.If it is not a Prime member, you can get up to 3%of the consumption reward.The scope of application is mainly concentrated in amazon.comWith WHOLE FOODS Market, you can buy almost all the items required for daily life, while accumulating a lot of consumption rewards.During the exchange, the Amazon credit card supports the cardholder to use the credit card reward points to make consumer shopping on Amazon.com, and also supports the same proportion of the cash withdrawal to the personal name of the savings account.It provides a very convenient and flexible card reward.In addition to credit card rewards, a variety of benefits related to travel have also been provided to bring more guarantees to the cardholders’ travel.Therefore, Amazon Credit Card is very suitable for Amazon and WHOLE FOODS Market’s loyal customers, and also a credit card for cardholders who like to travel.
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