� � 件 比较 件 [2024] Turbotax, how to choose taXACT?

US tax reporting software recommendation: Tax reporting is the obligation that most Americans must fulfill.In the past, tax returns usually need to be carried out with the help of professionals to avoid missed reporting.The more common, and the tax reporting software is the most important self-service tax reporting tool.How to choose a tax reporting software that is suitable for you?What are the reliable tax reporting software?

Directory of this article

US tax reporting software recommendation and comparison

Taxation software

Basic cost

Free version

Mobile phone moving end

Provided consultation service method

Characteristic

Turbotax$ 60+supplysupplyTelephone, online chat, videoThere are very convenient operation wizards, providing two modes of self-service and real-time assistance to choose from
Taxact$ 29.95+supplysupplyTelephone, emailHigh accuracy, if the customer receives a fine or interest from IRS due to the fault of Taxact, the taxact will make up to $ 100,000 for reimbursement compensation
Taxslayer$ 17+supplysupplyTelephone, email, online chatPrice and comprehensive functions
H & R Block$ 49.99+supplysupplyTelephone, online chat, video, face-to -faceProvide self-service application and real-time assistance to declare.There are 12,000 service points in the United States to provide offline services
Jackson hewitt$ 25+Not availableNot availableOnline chat, face-to -faceThe tax declaration form can be handed over to the professionals.
Credit karma taxfreesupplysupplye-mailAll free

Turbotax

Turbotax tax reporting software

@B turbotax

Turbotax is one of the most famous tax reporting software in the industry.The evaluation of a large number of users and shows that the friendly operation interface is the biggest feature.Q & A operation mode can guide users to fill in all information and make the most accurate tax reporting.

At the same time, Turbotax has a large number of tax professionals providing tax consulting services at any time.It can consult or seek operational assistance through multiple channels such as telephone, online chat, video, etc., and some of them require additional charges.Some users can also get free help through the knowledge base document or videos provided by Turbotax.

Turbotax currently launched two types of tax returns services:

  • One is the conventional version, user self-help operation
  • One is the real-time assistance version.Users can conduct online tax declaration with the real-time assistance of professionals

cost

In the following version category, can you add the English name

Turbotax versionFederal tax declaration priceState tax declaration priceWhether to support the commissioner’s real-time assistanceCharacteristic
Online free version (Online Free)freefreenot supportThe simplest tax reporting, including W-2, unemployment, EITC*, and children’s tax credits, etc.
Online luxury version (Online deluxe)$ 60$ 50not supportOn the basis of the free version, more than 350 tax reduction and credit declaration operations, including tax reduction and exemption, charitable donation and exemption and creditor’s with the tax reduction and exemption for homeowners
Online Enjoyment Edition (Online Premier)$ 90$ 50not supportOn the basis of the luxury version, tax reporting of personal income such as investment income, rental property, and cryptocurrency profit and loss
Online self-employment version (Online Self-Employed)$ 120$ 50not supportOn the basis of the exclusive edition, provide guidance for contractors, freelancers and small business owners to find the deduction of specific industries. All the contents in Premier, plus freelancers, contractors and small business income
Assist in real-time assistance (Online Live Basic)$ 80$ 45YesIn the state of assisting the commissioner in real time, enjoy the same service content as online free of charge
Real-time assistance luxury version (Online Live Deluxe)$ 120$ 55YesIn the state of assisting the commissioner in real time, enjoy the same service content as the online luxury version
Real-time assistance to the exclusive version (Online Live Premier)$ 170$ 55YesIn the state of assisting the commissioner in real time, enjoy the same service content as the online exclusive version
Assist in self-employment in real time (Online Live Self-Employed)$ 200$ 55YesIn the state of assisting the commissioner in real time, enjoy the same service content as online self-employment

*EITC: The full name is the Earned Income Tax Credit, which refers to “labor income tax debt”, which helps low-income workers and families with low income to obtain tax reduction reduction reduction

advantage

  • Easy-to -use declaration tax operation wizard
  • Report assistance for upgrade
  • Provide different modes of self-service and real-time assistance to get more targeted help
  • Support to import forms in the form of photos, fill in data quickly
  • Support the introduction of past tax reporting forms in PDF format to quickly carry out new tax return process
  • 100% accuracy guarantee, otherwise Turbotax will pay the IRS fine caused by its fault
  • Provide audit support, if the user receives IRS or other tax notifications after tax returns, Turbotax can provide free help

shortcoming

  • Free version of tax support limited
  • Excessive state tax declaration fee
  • The overall upgrade plan is expensive compared to the industry average price

Suitable crowd

  • The free version is suitable for people with very simple tax conditions
  • The upgraded version is suitable for people who want to quickly and easily apply for taxation
  • Hope to get effective assistance when IRS audit occur

Experience sharing The Detailed explanation of online taxation with TURBO TAX

Taxact

TAXACT tax reporting software

@A taXACT

The accuracy of tax returns is the biggest highlight of TAXACT.They proposed that once the customer receives a fine or interest due to TaxACT mistakes, TAXACT will compensate up to $ 100,000, which is the highest compensation in the industry.

Under the guarantee of high standards, different levels of service costs proposed by TAXACT are medium gear compared to the industry level.It is a very cost-effective choice with its high accuracy.

When users conduct online tax returns through TAXACT, they can obtain assistance services based on telephone and email.In addition to the tax reporter himself, TAXACT also supports users to pay download tax reporting software.The software can support a tax reporting application for up to 5 users.This function is very suitable for large families.A member of the family will be reported to the family.

In terms of mobile applications, TAXACT has launched the TAXACT Express program that can be applied to iPhone and Android.All users can download it for free.In the program, users can perform:

  • W-2 Form to take pictures and upload
  • Safety login through Touch ID/FACE ID
  • You can view the tax refund progress from IRS
  • Free application for Federal Taxation Delay
  • Get further support through real-time chat

Expense table

Use by individual users:

VersionFederal tax declaration priceState tax declaration priceCharacteristic
Free version$ 0$ 39.95Support W-2, retirement, unemployment income, children’s tax credits, EITC and student costs, free accounts and technical support
Deluxe Edition$ 45.95$ 44.95Free version of all features plus deduction one by one, child and supporter care, student loan interest, homeowner tax and health savings account — HSA
Exclusive edition$ 45.95$ 69.95All functions of luxury version plus investment, house sales, rental property, franchise fees, K-1 income, and foreign financial accounts
Self-employed$ 45.95$ 79.95The exclusive version of all functions plus freelancers, commercial and farm income

Purchase tax reporting software: After downloading paid software, you can get the function of opening multiple accounts

TAXACT versionFederal tax declaration priceState tax declaration price
Basic version$ 19.95$ 50
Deluxe Edition$ 99.95The first state is free, subsequent state $ 50
Exclusive edition$ 109.95The first state is free, subsequent state $ 50
Self-employed$ 119.95The first state is free, subsequent state $ 50

advantage

  • If there is accuracy, once the user receives a fine or interest due to the TaxACT mistake, it will be paid up to $ 100,000
  • The overall price is more affordable than the industry level
  • You can get one-to -one assistance from professionals through paid

shortcoming

  • State tax declaration no free version
  • Tracking tax refund progress requires additional payment

Suitable crowd

  • People who want to get accurate tax reporting
  • People who want to get free simple tax returns


Taxslayer

Taxslayer tax reporting software

@B turbotax

The process of using TAXSLAYER tax returns is very simple.For users with simple salary income, they only need to enter the tax situation, or use the tax declaration form last year, and then enter this year’s income or W-2 form.The part that can be deducted to help optimize the user’s tax and provide 100%accuracy guarantee.

If the user receives fines or interest due to Taxslayer’s computing error, you can get reimbursement at TAXSLAYER or refund the user’s fee paid to the software.

For the paid fees, Taxslayer provides flexible choices.Users can choose to allow Taxslayer to deduct the fee to Taxslayer from the federal tax refund or pay separately.

In terms of applications, TAXSLAYER provides a computer-end online web page, and at the same time, it supports mobile applications for iPhone and Android users.However, TAXSLAYER has no downloaded software programs.Taxslayer can provide:

  • Use W-2 form or salary bill to estimate the tax refund amount
  • Submit the tax declaration form through the electronic form
  • Check the status of the tax declaration form

cost

Taxslayer versionFederal tax declaration priceState tax declaration priceCharacteristic
Free version$ 0Applying a state tax for free, additional state tax takes $ 39.95It can be made simple W-2 forms tax return, support card/deductible cost checkup, PDF documents using past tax reporting forms for fast tax filing, and support services in the form of email and telephone
Deluxe Edition$ 24.95$ 39.95In addition to all functions of the free version, provide the IRS audit assistance for the introduction of the rapid W-2 form to the application form and the year of the year
Exclusive edition$ 44.95$ 39.95On the basis of the luxury version, the IRS audit assistance that provides three years can be provided to get the assistance of real-time chat forms, and the guidance assistance from tax experts
Self-employed$ 54.95$ 39.95You can get unlimited IRS audit assistance on the basis of the exclusive version

advantage

  • Simple and easy-to -be, easy-to -operate use interface
  • Provide flexible cost payment methods
  • Lower state tax declaration fee
  • The upgrade plan can get IRS audit assistance
  • Free for soldiers

shortcoming

  • Free version of the assistance support wired
  • The free version only provides one state free tax reporting
  • W-2 Fast Fill Filling Function Function only supports only in the paid version
  • There is no downloadable computer application application
  • Different upgrades only lies in the difference in service, not the difference in functional function

Suitable crowd

  • People who can perform simple tax declarations independently
  • I hope people who can pay the software flexibly
  • Hope to get a valid IRS audit assistance

H & R Block

H & R BLACK tax reporting software

@B turbotax

H & R Block is one of the oldest tax reporting software, so they have a wealth of tax return experience, and can quickly and accurately determine how to optimize tax returns based on user information and reduce taxes.In addition to online operations, H & R Block also provides 12,000 offline service points across the United States to provide face-to -face tax services.

When using, H & R Block supports users to quickly fill in the declaration form through the tax declaration form in the past six years, and provide high accuracy and maximum refund guarantee.

During online tax returns, H & R Block provides a variety of paid packages to provide users with more flexible and targeted services, including independent tax reporting and real-time assistance to tax reporting.

cost

H & R Block versionFederal tax declaration priceState tax declaration priceCharacteristic
Self-service free version (Free online)$ 0$ 0
  • You can quickly get a preview of the amount of tax reporting
  • It can be poured into the tax reporting form from other equipment in the previous year
  • Support W-2 picture recognition form
  • Support income tax credit, student tuition fees and student loan interest credits, children’s tax credits, reporting retirement income, social security income
Self-help luxury version (DELUXE Online)$ 44.99$ 49.99On the basis of the free version, increase:
  • Tax documents that have been managed for six years
  • Introduced the information of last year’s H & R Block
  • Provide technical support through telephone or chat
  • Support real estate tax and housing mortgage loan interest deduction
  • Optimize charitable donations with DeductionPro function
  • Organize freelancers, zero work, contract work and other self-employment income
Self-help Edition (Premium Online)$ 44.99$ 69.99On the basis of the luxury version, increase:
  • Investment income
  • Rental property income and deduction support
  • Qualified business income deduction support
Self-service self-employment version (Self-Employed Online)$ 44.99$ 109.99On the basis of the exclusive version, increase:
  • Import fee from Stride
  • Import Uber driver tax information
  • Declaration of small enterprise fees
  • Report all business deductions, including depreciation, etc.
Real-time assistance free version (Free Online Assist)$ 39.99$ 69.99Enjoy the same service content as free self-service free in real-time assistance
Real-time assistance luxury version (DELUXE Online Assist)$ 49.99$ 109.99Enjoy the same service content as the self-service luxury in real-time assistance
Real-time assistance to the exclusive version (Premium Online Assist)$ 49.99$ 159.99Enjoy the same service content as self-help in real-time assistance
Real-time assistance self-employed version (Self-Employed Online Assist)$ 49.99$ 194.99Enjoy the same service content as self-employed self-employment in real-time assistance

advantage

  • You can visit the tax declaration form for the past six years to fill in quickly
  • 100%accuracy guarantee and the maximum refund paid to the software cost guarantee
  • Free version can provide more features
  • You can flexibly select self-reporting taxes by paying different fees or seeking assistance for professionals
  • The overall pricing is lower than the top-level tax reporting software brand

shortcoming

  • The price is still more expensive than most tax reporting software
  • The use of mobile applications is slightly troublesome
  • The operation interface is not simple enough

Suitable crowd

  • Want to use some slightly complicated features in the free tax reporting software version
  • Users who want to be supported by professionals
  • Want to use tax reporting software with brand history

Jackson hewitt

Jackson-Hewitt tax reporting software

@K

The main difference between Jackson Hewitt and other general tax reporting software is that when users submit tax documents online, tax experts from Jackson Hewitt will receive these documents, and then communicate with users through online chat or phone calls to provide a one to provide a one to provide a oneIt is a criterion for tax returns, and the charge is only one standard.If you only report to the federal tax and charge $ 25, if you still need to apply for a state tax, the fee is $ 49.

cost

Federal taxFederal Tax+Tax
cost$ 25$ 49

advantage

  • Real-time online support
  • Can get the assistance of tax professionals
  • 100%accuracy guarantee

shortcoming

  • No free version available
  • Users in Edaho, Illinois, Maine, Minnesota, Missouri, Montana, New Hampshire and North Dakota cannot use

Suitable crowd

  • Want to obtain a person who is in the simplest and direct way to get the guidance guidance
  • I hope the crowds that can be flexibly selected between face-to -face assistance and online assistance
  • I can pay taxes myself, but I hope that there are professionals to assist in people who are as alternatives

Credit karma tax

credit-karma-tax tax return software

@View Credit Karma Tax

All services provided by Credit Karma Tax are free.Not only are the tax reporting for simple income, but also income tax reporting from self-employed business costs, partnership companies, multi-member limited companies, and inheritance, including almost all categories of tax sheets.

At the same time, Credit Karma Tax also provides IRS audit services.When users need audit defense, Credit Karma Tax will send professionals to represent them.Users using Credit Karma Tax can also obtain accurate calculations and fines or interest reimbursement of up to $ 1,000.

In addition to these, users will also get many additional functions, such as personal credit monitoring, access credit scores, and two of the three credit reports provided by major credit reporting agencies, which are also free.

cost

free

advantage

  • All services are free
  • It covers all basic tax reporting needs for ordinary people
  • Can get additional credit monitoring services
  • Provide audit services
  • 100%accuracy and a fine of $ 1,000 or interest reimbursement

shortcoming

  • It is available in 40 states
  • The school pair of all data requires users to complete it by themselves
  • Real-time support for tax professionals
  • It must be submitted to the federal tax before you can declare the state tax
  • Unable to carry out particularly complicated taxes
  • The state tax sheet of multiple states cannot be submitted, nor can it be submitted to the state tax sheet in the state in the state, or the state tax sheet of non-residents in the state.

Suitable crowd

  • People who do not need to be too complicated to report taxes in the state
  • People who want to get free self-service tax reporting functions

Instead of paying taxes by yourself or asking accountants to report taxes?

It still depends on the complexity of your own taxation by the tax reporting or the help of professionals, as well as your own budget.

1.Consider the complexity of your income status

  • If your own income status is very simple, such as only bank accounts, W-2, and other documents, according to the service content provided by the above-mentioned tax reporting software, you can quickly sort out the required materials and data.Convenient to quickly complete tax reporting.
  • If your own taxes are very complicated, such as business owners or individual operators, the tax situation is usually more complicated.Although some tax reporting software has a service version for such people, it is possible that tax reporters may not report to the tax law because they are unfamiliar with the tax law.Condition.
  • If you do n’t understand and determine your tax status, and you are worried that there will be missed reports, then consulting professionals is a better choice.At least in the first few tax reporting process, understand yourself under the guidance of professionals.The tax situation is very necessary.

2.Consider the tax reporting experience

Even if it provides real-time assistance tax reporting software, users still need to prepare many materials themselves and check, so the process is relatively troublesome.

With the help of professional tax personnel, you only need to prepare all the materials they proposed to them.At the same time, they will optimize tax optimization based on the materials, minimize taxes, and make more professional suggestions for future tax planning.So more worry-free.

thus:

  • People who do not mind preparing a variety of materials and inspecting can use tax return software.
  • The people who want to get the easiest tax reporting experience can use the assistance of professional tax personnel.

3.Consider budget

The cost of a tax professionals is usually a few hundred dollars, which is a lot of expenses for ordinary income people.This is why free tax reporting software like Credit Karma Tax is very popular.

Therefore, if the budget is limited, it is recommended to use tax reporting software.It should be noted that if your income status is relatively complicated, for example, if you have LLC companies, or you have investment income, etc., you may need to buy paid tax reporting software, such as Turbotax Deluxe.

Which states do not need to be reported to state taxes?

At present, six states in the United States do not need to pay any state tax, namely:

  • Alaska
  • Florida
  • Nevada
  • Nanda
  • Texas
  • Washington
  • Wyouming

There are two other states: Tennessee and New Hampshire, for wage income (WAGES), do not need to pay taxes.For interest income (Interest) or dividend income, taxes need to be paid.

How to choose tax reporting software?

1.Consider your own income status

All tax reporting software will provide the most basic tax reporting services.For example, your income involves only tax returns in Table W-2, and most of them can provide services for free for such tax returns.

In the free version, in addition to the basic W-2 form, some other tax forms also support some other tax forms, such as TAXACT also supports unemployment income, children’s tax credits, EITC and student expenses credits, etc.More people provide better self-service tax reporting services.

Some tax reporting software has added to the paid version for these slightly complicated tax reporting content.

2.Tax reporting service provided

You may

The most common form of service is telephone and email.For people who know their taxes, these assistance forms are enough.

However, when there are many unclear places that have been exposed to tax reporting, more diverse assistance forms are required to get help.For example, Turbotax also provides videos and online chats.In addition to online support, H & R Block also provides offline support, but also provides offline offline support.Support, thinking that users provide more accurate tax declaration support.

3.Accuracy guarantee

The accuracy rate is one of the most important indicators of tax reporting software, because the wrong declaration will directly cause users to receive fines or interest.

Most tax reporting software provides the maximum fees paid by the user, while the industry’s accuracy guarantee one of the highest one, one of the highest one, provides an accuracy guarantee of up to $ 100,000, allowing users to reassure them to the tax declaration through them.

4.Update rate

The update rate refers to the calculation method of updating the system in time according to the changes in the tax law to ensure that users can accurately report taxes according to the latest tax law.

5.Audit support

Audit support means that once the user’s tax declaration has received IRS audit emails, the tax reporting software can provide professional support in time to help users pass the audit, successfully complete the tax reporting work, or send professionals to represent users on behalf of users like Credit Karma Tax to participateAudit defense.

Will the tax return by myself be audit (IRS Audit)?

The IRS audit, that is, IRS AUDIT, is the process of the IRS decision to check the applicant’s tax declaration form for more carefully and verify whether the income and deduction are accurate, that is, the review of the declaration information.

There are three main types of IRS audit: email audit -Mail Audit, Office Audit -Office Audit and on-site Audit -Field Audit.(Can these of them be written in English)

Among them, the email audit requirements are required to provide review information through the email; the office audit requests the applicant to bring the materials to the audit office for face-to -face review; the on-site audit is that the staff went to the home or business place to report the tax reporting.

If the audit results show that the application information does not match, the applicant may face different penalties for fines or pay extra interest.

Generally speaking, IRS audit occurs randomly and has nothing to do with the form of declaration.In other words, whether it is through the tax declaration through professionals or the tax reporting software, it is possible to receive IRS audits.

Several types of people have been raised as a high probability of auditing, such as annual income of more than 1 million US dollars, or personal income tax in a very low range, or in tax reporting, the percentage of application for charity tax reduction has reached 40% of personal income.etc.

Other people, the probability of receiving IRS audits is relatively low, for example, for families with annual income of $ 200,000.

The biggest hidden hazard for the tax reporting software is not understanding the tax evasion of the tax that you should declare clearly.Therefore, when you do n’t know your taxes or the tax situation is more complicated, it is recommended that the commissioner in the tax reporting software assist or cooperate with professional tax personnel to apply for tax declaration.

Like Turbotax and TAXACT, they have one-to -one commissioner to answer questions and consultation services.If you are really audited, Turbotax and Credit Karma Tax also provide tax audit services to help professionals in time when needed.

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