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Chase IHG RGARDS Club Traveler Credit Card Detailed Explanation

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CHASE IHG REWARDS Club Traveler Credit Card

Apply immediately

  • Annual fee: $ 0
  • APR: 16.74%to 23.74%, variable
  • Credit amount required: 750-850

Reasons

  • With a consumption of $ 2,000 within 3 months after opening an account, you can get 120,000 reward points;
  • No annual fee;
  • No overseas transaction fee;
  • Consumption can be obtained 17 times the reward points in the qualified IHG group hotel or resort;
  • Consumption can be obtained 3 times the reward points in gas stations, selected streaming media services, public undertaking and catering categories;
  • In other categories, you can get 2 times the reward points for consumption;
  • You can get free accommodation in the fourth night;
  • The bill of consumption in the bill of life can get the golden elite status;

Consumer return point

  • With a consumption of $ 2,000 within 3 months after opening an account, you can get 120,000 reward points;
  • Consumption can be obtained 17 times the reward points in the qualified IHG group hotel or resort.The reward points are specifically: 5 times the credit card reward, as a 10x points for the IHG® RWARDS membership, as a Silver Elite member identity 2 times the points;
  • Consumption can be obtained 3 times the reward points in gas stations, selected streaming media services, public undertaking and catering categories;
  • In other categories, you can get 2 times the reward points for consumption;

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CHASE IHG REWARDS Club Traveler Credit Card Overall Evaluation

Chase IHG RGARDS Club Traveler Credit Card is a low-cost hotel credit card.Without annual fees, cardholders can get 5 times the consumption award in the hotel and resort of the qualified IHG Group.The consumption of selected streaming media service subscriptions, public utilities, and catering categories can get 3 times the reward points, and in the remaining categories, you can get 2 times the consumption reward points.

Overall, Chase IHG RGRDS Club Traveler Credit Card Credit Card has a lower cost, but the credit card is much lower than the CHASE IHG RUBPARDS Club Preim & NBSP; so it is suitable for mid-end customers who often stay in hotels or resorts of IHG Group.

Using CHASE IHG REWARDS Club Preim & NBSP; Credit Card, the cardholder can automatically get the silver card member level, and consumes $ 20,000 in each billing calendar year, you can get the gold card membership status in the next bill calendar year, and enjoy the corresponding level benefits.

In addition, Chase IHG RGRDS Club Preim & Nbsp; Credit Card cardholders can also get the same free of charge for free of charge, and when buying products with reward points, 20%special discount benefits can be obtained.And buy protection benefits.At the same time, as long as the cardholder maintains a good card habit, you can get 10,000 points of reward points each year.

The following is a detailed introduction of Chase IHG RWARDS Club Traveler Credit Card.

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CHASE IHG REWARDS Club Traveler Credit Card Swipe Card Reward

Card reward

Open a reward:

  • You can get 120,000 points of reward points within 3 months after opening an account

Swipe card reward:

  • When consumption in the qualified IHG hotels or resorts, you can get 5 times the points reward, that is, you can get 5 o’clock reward points for each consumption of $ 1;
  • Consumption can be obtained 3 times the reward points in gas stations, selected streaming media services, public undertaking and catering categories;
  • In other categories, you can get 2 times the reward points for consumption;

Swipe card consumer benefits

  • Automatic silver card member identity.After opening the IHG® Rewards Traveler Credit Card, the cardholder can automatically obtain the Silver Elite identity within 6 to 8 weeks.After that, as long as you keep the normal credit card credit card consumption, you can maintain the level of this level of membership indefinitely;
  • Consumption full upgrade service.During the natural calendar anniversary, the total amount of cardholders swiping cards can consume a total of $ 20,000, and you can get a gold card member identity within the next natural calendar anniversary.identity;
  • Annual reward points.During the anniversary of the billing calendar, maintain a good card habit.After entering the next bill calendar anniversary, you can get 10,000 points of reward points;
  • Free privilege for the fourth night.IHG® Rewards Traveler Credit Card cardholder In the qualified IHG hotel and resort, it is scheduled for more than 4 days to get free accommodation for each fourth night, that is, 4 nights, the fourth night is free, scheduled8 nights, the fourth night and eighth night are free;
  • Points Shopping Discount Titt.IHG® Rewards Traveler Credit Card cardholder can get 20%discount benefits when buying products in the shopping directory provided by IHG;
  • Travel and shopping protection.IHG® RWARDS Traveler credit card provides cardholders with a number of guarantees provided by third-party insurance companies, including multiple types of guarantees during travel and multiple types of guarantees in shopping consumption.The specific content may be adjusted according to the cooperation insurance company, and the specific rules can be found in China after opening the card.

Chase IHG RGARDS Club Traveler Credit Card Reward Reward Rules

Chase IHG RGARDS Club Traveler’s credit card is the same as the Primer credit card, which is mainly used to redeem the hotel or resort qualification to redeem the hotel or resort of the IHG Group.

Each time it is redeemed, 1,000 points are used as the exchange unit price.During each bill of calendar, the cardholder can exchange up to 150,000 points to reward points.

CHASE IHG REWARDS Club Traveler & Nbsp; Credit Card supports cardholders to use full points to redeem, and it also supports a combination of points plus cash to exchange.

The exchange ratio usually exchanges about $ 6 to $ 7 at 100 points, but the specific proportion depends on the market price of hotel rooms at the time of exchange, because the market price of hotel rooms has a certain volatility.

In addition to hotel products, CHASE IHG Rewards Club Traveler & NBSP; Credit Card also supports cardholders to convert points to ritual service, specific products, digital product subscriptions, payment donations or exchanges for aviation, etc.Points exchange official website Select.The exchange ratio will be different because of different departments and different products.For example, in the product exchange bar, cardholders can use 105,000 points to exchange a Marshall Stockwell II Portable Bluetooth Speaker.It should be noted that Chase IHG rewards club preimer & nbsp; Credit card holder cardholder can save 20%when using points for shopping.

CHASE IHG REWARDS Club Traveler Credit Card Rate Rate

  • Annual fee: $ 0
  • Shopping consumption APR: 16.74%to 23.74%, it will be adjusted according to user credibility and market changes
  • Loan APR: 16.74%to 23.74%, it will be adjusted according to user credibility and market changes
  • Balance transfer APR: 16.74%to 23.74%, it will be adjusted according to market changes
  • Cash overdraft APR: 25.74%, adjust according to market changes
  • Timeout repay APR: up to 29.99%, adjust according to market changes
  • Payment penalty for time: up to $ 40
  • Overdue repayment fine: up to $ 40
  • Balance transfer fee: 5%or $ 5 of each transaction, prevailing
  • Pre-borrowing cash handling fee: 5%or $ 10 of each transaction, which is subject to higher
  • Cross-border transaction fee: 0%

CHASE IHG RWARDS Club Traveler’s credit card advantages and disadvantages

advantage

  • No annual fee;
  • No overseas transaction fee;
  • A variety of points reward mode;
  • Points can directly redeem IHG Group hotel products, and support the exchange method of full points or points plus cash;
  • Automatic silver card member identity;
  • Provide a variety of card benefits;

shortcoming

  • It requires a higher credit level to apply
  • The proportion of credit card rewards is relatively low;
  • No APR discount is introduced;
  • The overall proportion of points exchange is low;

CHASE IHG REWARDS Club Traveler Credit Card Summary

CHASE IHG REWARDS Club Traveler Credit Card is a basic category of CHASE and IHG Group.It does not charge annual fees and overseas transaction fees.Several other credit cards are low, so the speed of users will be slightly slower at the speed of reward points.In terms of reward rewards, like several other cooperative credit cards, it mainly focuses on the accommodation of IHG Group Hotel and Resort, and also supports shopping products provided by IHG.People can also get 20%discount benefits.

CHASE IHG RWARDS Club Traveler Credit Card also provides a number of credit card benefits, including automatic silver card membership identity, annual points awards, and free check-in on the fourth night.So overall, Chase IHG RGARDS Club Traveler Credit Card is a hotel credit card suitable for mid-end people who often stay in the IHG group hotel or resort.

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