U.S.Credit Card Opening Card Reward: This article continues to update the best credit card reward of the monthly monthly card.
To open a credit card in the United States, there will generally have a certain number of card rewards.Different credit cards are good or bad.In order to help you better choose the timing of opening the card, the Guide to Life in the United States summarizes the best credit card opening reward:
Directory of this article
- US Credit Card Opening Card Reward Ranking Ranking
- Credit card opening reward detailed introduction
- Deepen reading
U.S.Credit Card Opening Card Reward Ranking
- US Credit Card Opening Card Reward #1: American Express Platinum Card (send 75,000 points)
- US Credit Card Opening Card Reward #2: Chase Sapphire Preferred Card (send 6,000 points)
- US Credit Card Opening Card Reward #3: American Express Gold Card (send 60,000 points)
- US Credit Card Opening Card Reward #4: Capital One Venture & Nbsp; Rewards Card (send 60,000 points)
- US Credit Card Opening Card Reward #5: Blue Cash Preferred Card (Send $ 300)
- US Credit Card Opening Card Reward #6: CHASE FREEDOM Unlimited Card (Send $ 200)
Credit card opening reward detailed introduction
1.American Express Platinum (Platinum Card)
- Open card reward: 75,000 points (value $ 825)
- Get reward requirements: Spending $ 5,000 within six months after opening the card
- annual fee:$ 550
- APR: 15.99% ~ 22.99%
Historical data for opening card rewards
[amcharts id = “enx-platinum-history-data”]]
Consumer return point
- 10X return point(Within 6 months after opening the card): refueling and supermarkets (the maximum consumption amount of 10 times the return point is $ 15,000)
- 5x return point: Directly book air tickets from the airline website, or through the American Express Travel, and enjoy a 5x rebate (the consumption amount that meets 5 times a year is $ 500,000)
- 5x return point: Through AMEXTRAVEL.com, you can enjoy a 5x return point at a hotel
- 1x return point: All other consumption
- Consumption from Saks Fifth Avenue, you can offset $ 100 bills every year.
How to redeem the points you get?
- 100 points = 1.1 US dollars (setting a plane)
- 100 points = 0.7 US dollars (pre-ordering)
2.Chase Sapphire Preferred Credit Card
- Card opening reward: 6,000 points (worth $ 750)
- Get reward requirements: Spending $ 4,000 within three months after opening the card
- annual fee:$ 95
- APR: 15.99% ~ 22.99%
Historical data for opening card rewards
[amcharts id = “Chase-SAPPHIRE-PREFERRED-History-Data”]
The red line shows: the first annual fee ($ 95) is available
Consumer return point
- 5x return point: Lyft ride to enjoy a five-fold return (as of April 30, 2021)
- 2X return point: Two-fold returns in tourism and restaurants
- 1x return point: All other consumption
- Get 12 free Dashpass subscription services (need to be opened before December 31, 2021)
How to exchange points?
- 100 points = 10 dollars
- If you exchange from Chase Ultimate Rewards, 100 points = 12.5 US dollars
Extended reading: CHASE credit card recommendation, which chase credit card is worth having?
3.American Express Gold (Gold Card)
- Open award: 60,000 points (value $ 660)
- Get reward requirements: Spending $ 4,000 within six months after opening the card
- annual fee:$ 250
- APR: 15.99% ~ 22.99%
Historical data for opening card rewards
[amcharts id = “enx-gold-history-data”]]
Consumer return point
- 4X return point: Supermarket consumption (the maximum consumption amount that meets four times the return point a year is $ 25,000)
- 4X return point: Restaurant consumption, including hall food and takeaway
- Restaurant price of $ 120/year 奍: In restaurants such as GRUBHUB, Seamless, Cheesecake Factory, and specific Shake Shack consumption, you can get a monthly price of $ 10 (up to $ 120 per year)
- 3X return point: Book air tickets through the airline website, or American Express Travel, and enjoy a three-fold return
How to redeem the points you get?
- 100 points = 1.1 US dollars (setting a plane)
- 100 points = 0.7 US dollars (pre-ordering)
4.Capital One Venture & Nbsp; RWARDS Credit Card
- Opening the card reward: 60,000 miles (worth $ 600)
- Get reward requirements: Spending $ 3,000 within three months after opening the card
- annual fee:$ 95
- APR: 17.24% ~ 24.49%
Historical data for opening card rewards
[amcharts id = “Capital-One-Venture-Rewards”]]
The red line shows: the first annual fee ($ 95) is available
Consumer return point
- 2X mileage: For all consumption, you can get 2 miles for every $ 1 ($ 1 = 2 miles)
- Enjoy the Credit of up to $ 100, for Global Entry or TSA Precheck
How to exchange Mile?
- 100 mile = $ 1 (directly used for travel spending)
- 100 Mile = $ 1.5 ~ $ 2 (Use through Capital One partner)
5.Blue Cash Preferred by American Express Credit Card
- Card opening reward: $ 300(Cancel off the bill)
- Get reward requirements: Spending $ 1,000 within three months after opening the card
- annual fee:$ 95
- APR: 13.99% ~ 23.99%
Historical data for opening card rewards
[amcharts id = “enx-black-cash-preferred”]]
The red line shows: the first annual fee ($ 95) is available
Consumer return point
- 6% cashback: Supermarket consumption (the highest consumption amount is $ 6,000 per year, and the part of the more than the cashback of 1%cashback)
- 6% cashback: Some American streaming services
- 3% cashback: Gas stations and transportation expenses (parking, bounting, etc.)
- 1% return now: All other consumption
- The cash back is used in the form of US dollar rewards, directly used for billing deductions
6.Chase Freedom Unlimited Credit Card
- Open card reward: $ 200
- Get reward requirements: Spending $ 500 within three months after opening the card
- annual fee: none
- APR: 14.99% ~ 23.74%
Historical data for opening card rewards
[amcharts id = “chase-freedom-unlimited-history-data”]
Consumer return point
- 5% cashback(The first year of the card): Supermarket consumption (excluding Target and Walmart, the highest consumption amount is $ 12,000)
- 5% cashback: Travel consumption
- 3% return now: Tourism and restaurant consumption
- 1.5% return now: All other consumption
- Get 12 free Dashpass subscription services (need to be opened before December 31, 2021)
Deepen reading
The following article analyzes a few of the most worthy credit cards in detail, which is suitable for different use scenarios, such as the best hotel credit card, the most suitable credit card for travel, the most effective online shopping credit card, and the most suitable credit card for college students.there are more… 【US Credit Card Recommendation】